cff-version: 1.2.0
abstract: "<p>These online appendices and research materials support the dissertation titled:</p><p>"Inclusion-by-Design: Designing a Reference Architecture for Inclusive Lending Systems."</p><p>It includes software artifacts, survey data, and simulation results.</p><p>This package consists of 13 supplementary files:</p><p>1. P2PLending.sol – Smart contract layer (Solidity)</p><p>2. P2PLendingService.js – Middleware DLT service (JavaScript)</p><p>3. P2PLendingAPI.js – Backend API layer (JavaScript)</p><p>4. Survey 287 Raw Num.csv – Anonymized survey responses (Qualtrics results)</p><p>5. Hyp A1 - add attributes.xlsx</p><p>6. Hyp A2 - Feature Weight.xlsx</p><p>7. Hyp A2 - Penalty Based.xlsx</p><p>8. Hyp A2 HFPT metric 1-2.xlsx</p><p>9. Hyp A2 HFPT metric 3-4-5.xlsx</p><p>10. Python - HypA1 - Add Attributes</p><p>11. Python - HypA2 - Feature Weight</p><p>12. Python - HypA2 - Penalty-based</p><p>13. Python - HypA2 - HFPT</p><p><br></p>"
authors:
  - family-names: Sulastri
    given-names: Reni
    orcid: "https://orcid.org/0000-0002-1290-5750"
title: "Online Appendices and Research Data. Inclusion-by-Design: Designing a Reference Architecture for Inclusive Lending Systems"
keywords:
version: 1
identifiers:
  - type: doi
    value: 10.4121/7c3083a2-8229-45c4-a57f-233007b75e8b.v1
license: CC BY 4.0
date-released: 2025-04-04